mortgage process

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Understanding the Mortgage Process

Once you find a lender you are comfortable with, you will begin the mortgage process by making an application with the lender. Obtaining a mortgage to purchase a home is a process, not an event, beginning with the application and ending with the closing.

Applications may be taken by loan officers in person, by phone, or by mail. Different lenders have various preferences, although most will require original signatures on applications and disclosures at some point in the process.

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